Have an HMO? You May Be Able to Use Your Insurance for CPAP.

Many Medicare Advantage HMO plans cover CPAP machines and supplies when you have a sleep apnea diagnosis and a prescription. Easy Breathe now accepts select HMO plans from UnitedHealthcare, Humana and Aetna. Coverage depends on your specific plan, so check your coverage free in 90 seconds to see if you may be covered.

We accept select Medicare Advantage HMO plans from UnitedHealthcare, Humana and Aetna, plus most Medicare Advantage PPO plans. Not every plan from these carriers qualifies, because coverage depends on the specific plan. Our free benefits check looks up your plan live and tells you in about 90 seconds.

No. We don't accept commercial HMO or EPO plans, such as HMO plans through an employer or the marketplace. We do accept most commercial PPO and POS plans with out-of-network benefits. If your plan isn't accepted, you can shop at our cash prices, with payment plans available, and use your HSA or FSA.

No. Easy Breathe isn't a Medicare supplier, so we can't bill Original Medicare or Medicare supplement plans. If you have Original Medicare, you can still buy from us at our cash prices, with payment plans available. You can also use an HSA or FSA if you have one.

Some Medicare Advantage HMO plans require a referral from your primary care doctor before they cover CPAP equipment. If your plan requires one, we'll request it from your doctor's office along with your prescription and records, so you don't have to chase the paperwork yourself.

The benefits check takes about 90 seconds. After checkout, we request your prescription and records from your doctor and submit what your plan needs. Most insurance orders ship within 2 days. If we need records from your doctor or prior authorization from your plan, it can take 1 to 2 weeks.

You pay your plan's share, usually your deductible and coinsurance, and you see it at checkout before you pay. The amount depends on your specific plan's benefits, which our free benefits check looks up live in about 90 seconds. If your plan doesn't cover CPAP, you can shop at our cash prices instead.

Yes. Have an FSA or HSA? You can use it here, either for your share after insurance or for a cash purchase. CPAP machines, masks and supplies are generally eligible expenses, but check with your plan administrator if you're unsure what your account covers.

Yes. If you're buying at our cash prices, you can spread the cost of your CPAP equipment into monthly payments. Plan options and terms are shown at checkout, so you can pick what works for you before you pay.

Some plans deny CPAP claims, for example when an HMO plan requires network or primary care approval. If that happens, we'll contact you, explain why and walk through your options, such as sending more records. Your share is charged once, at checkout. If your plan pays less than expected, we don't bill you more.

Most plans follow a resupply schedule like Medicare's: masks every 3 months, cushions and nasal pillows up to 2 a month, disposable filters 2 a month, tubing every 3 months, and headgear and water chambers every 6 months. Your plan's schedule may differ, so check your coverage to confirm.

Yes. Anyone can shop Easy Breathe at our cash prices. Payment plans are available, and you can use your HSA or FSA. Orders over $99 ship free. Prescription expired? Renew it in as little as 2 business days.